Planning for retirement can be stressful, and a new report from the Federal Reserve suggests that many Americans haven't begun saving for their post-work lives. According to Business Insider, the Federal Reserve recently published a report on household finances in the US that indicates a quarter of non-retired Americans have no retirement savings. Almost half of Americans also said that their retirement plans were not on track. Unsurprisingly, younger Americans were more likely to lack retirement savings than older Americans — 42% of non-retired adults under 30 reported having no retirement savings. However, a fairly large share of people nearing retirement age also lacked a nest egg, with 13% of non-retired respondents over age 60 reporting no savings.

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