Having a life insurance policy probably won't make you worry any less about the plane crashing.
But according to Business Insider, getting a healthy term life insurance policy will help you sleep better at night.
The younger and healthier you are, the cheaper a twenty year policy will be.
If you are an adult whose parents aren't able to look after themselves, make them the beneficiary.
After they pass, make the beneficiary your spouse or children.
Finally, make sure you tell someone you have the policy, so they'll know how to chase down the money!