Scammers everywhere are fishing for fools, willing to cough up money.

Make sure the person – or robot – on the other end of the line is legit before taking any action.

Here’s how to tell if a phone call from the IRS, social security or a major company is a scam.

HuffPost reports officials at the Federal Trade Commission said they get around 400,000 and 500,000 complaints of unwanted calls a month.

70% are robocalls or prerecorded messages.

Messages that sound too good to be true are red flags.

When the call mentions lotteries, sweepstakes and prizes, it’s probably all fake.

Phone scams also try and scare folks into action with phony medical and prescription calls, and tips on how to lower debt.

Unfortunately, it’s getting harder to tell the difference because of spoofing.

The Federal Communications Commission says spoofing is when scammers use technology to make the call seem like it’s coming from a local number or legitimate business that you know.

The FCC says hang up on unknown numbers.

If you do answer the call, never hit a button to stop receiving the calls, and don’t respond to any questions with “yes” or “no.”

And never give out personal information.

HuffPost says it’s a scam if you’re asked to make a payment by wire transfer.

Same with asking to pay with gift cards, like iTunes, Amazon and other prepaid cards.

The FTC says the percentage of those who got duped by scammers by paying with a gift card jumped 270% since 2015.

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