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For years, those who had a home loan through the Federal Housing Administration and paid off their loan before maturity were often required to pay a full month’s interest, no matter what day of the month they settled. That changed in 2015 when a law went into effect requiring lenders to only charge interest on a loan until the borrower paid it off. However, some banks such as Regions bank may still be charging borrowers post-payment interest fees after they pay their mortgage off, in violation of federal law. Ring of Fire’s Farron Cousins discusses this with Scott Hardy from Top Class Actions.

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