Photograph: HINA/ Damir SENČAR /ds

According to the Croatian National Bank, lending at the end of February 2016 totalled HRK 270.1 billion, a decrease of HRK 16 billion on the year (-5.6%) due to household and corporate deleveraging and a decrease of the government's credit debt.

On the month, lending decreased 0.8%.

Lending in the domestic currency in February 2016 increased by 1.8% on the month to nearly HRK 80 billion, and by 3.1% on the year (+HRK 2.4b), Raiffeisenbank Austria said. Lending in foreign currencies decreased by 1.8% on the month (-HRK 3.5b) to HRK 190.1 billion, and by 8.8% on the year (-HRK 18.4b).

Corporate lending in February 2016 increased by 1.56% on the month (+HRK 1.4b) to HRK 89 billion, but decreased by 4.7% on the year (-HRK 4.4b), continuing deleveraging which began in mid-2012. Household lending, which accounts for 44% of all lending, decreased by 1.8% on the month (-HRK 2.2b) to HRK 119.8 billion, and by 6.8% on the year (-HRK 8.7b), continuing deleveraging which began in July 2015.

Housing loans decreased by 4.1% on the month and by 12.6% on the year to HRK 54.6 billion at the end of February 2016. Compared to December 2015, housing loans in Swiss francs plunged by 70.7% (-HRK 12.5b), while those in euros jumped by 21.1% (+HRK 7.6b).

Central government lending in February 2016 decreased by 1.6% on the month (-HRK 870 million) to HRK 52.6 billion, and by 4.1% on the year (-HRK 2.3b).

(EUR 1 = HRK 7.52)

Related stories

Lending in June down 4.8 pct y-o-y

Bank lending down 5.7% in March y-o-y

Bank lending down to HRK 267bn in May

Household deleveraging continues for 11 months in row

Total lending down 6.4% in July

Bad loans account for 16.56 pct of lending in 2015

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